BIN Scheme Type Category Country; 510000: MASTERCARD: CREDIT: ROMANIA: 510001: MASTERCARD: CREDIT: GOLD: GREECE: 510002: MASTERCARD: CREDIT: STANDARD . Make sure to redeem your gift card code within 6 months after the purchase. You can use it wherever MasterCard works. I havent owned a credit card before and was thinking of finally applying for one. For the first 12 months after account opening, you earn 3% cash back on new net retail purchases (qualifying purchases less credits, returns, and adjustments) until you have spent $20,000 USD or equivalent. Often, new providers come to Germany from abroad and offer different credit cards. The biggest insurance package is offered by the AMEX Platinum Card. Good luck! I am looking for something which I can also use to make transactions online in Germany and in person while travelling abroad. Choose from pink, yellow, purple or green Virtual Mastercard designs. Purchase gift cards in denominations ranging from $10 to $500. You could also use American Express cards and Discover cards with the Diners Club logo though fewer locations accept them. You might be able to buy a gift card at Amazon.de. You can find a variety of prepaid cards online that can be used internationally. What you didnt plan for, however, was your card not working at the majority of ATMs abroad. Also, this is not ideal for booking Hotels outside EU. I have it to make instalments! I heard that is not possible to choose how many instalments I want to pay with this delivery guy. Use your Mastercard Gift Card in the U.S. everywhere Mastercard debit cards are accepted, including online. One of the best rewards cards for travelers is the Capital One VentureOne Rewards Credit Card. I have been paying the complete bill monthly. There are several providers of prepaid credit cards that have an elegant black design. It is issued by the German BW Bank (Landesbank Baden-Wrttemberg) and comes with an easy and fast online application. Unsupported accounts. Depending on what country you are traveling to, you should carry some cash with you. You can spend, knowing you wont be charged, and you can earn valuable rewards. The actual service? All N26 bank cards are Mastercard debit cards that come with contactless NFC technologyeven our bespoke-design metal Mastercard. A one-time $5.95 purchase fee applies at the time of purchase. What are the best prepaid credit cards in Germany? Applications are subject to credit approval. Hi Tanja, I have a creditcard from Sparkasse. A bit tricky: For a successful account opening you will need a bit of credit history in Germany. Besides that, Barclaycard belongs to the best providers. Portal for clever banking in Germany and abroad. We offer prepaid Visa gift cards in a variety of patterns and designs. We know, that some people are fond of N26, and we formerly used to write about this start-up. However, Visa does offer some gifts cards that can be used abroad through banks, such as the PNC Bank Visa Gift card. This is great for controlling your spending or setting yourself a budget; however, you do not have a true credit. Here are some gift cards that have limited use outside the US: Cards that have a little more freedom of use are those issued by Visa or Mastercard. Similarly, free (without annual fee) credit cards could establish in Germany. We have researched the best prepaid credit cards in Germany for you. Our specialty por-tal mainly focuses on cards that are permanently free of charge. travelling a lot, insurances as. You must be at least 18 years old and reside in the US or its territories to apply. Payments with these credit cards increase year by year, however, they are still not universally accepted. Meet you wherever you are in your credit card journey to guide your information search and help you understand your options. In england we have many travel cards but they will only let us put pounds sterling on the card and convert it to euros (thats how they make their money I guess). How much should you contribute to your 401(k)? German banking customers are very different. The problem with N26 is that it is not as useful for frequent use as gebuhrenfrei could be because of limited cash withdrawals on EC karte as well as visa card. Money2Go Prepaid Mastercard 5. Through the current account, the bank knows the creditworthiness (Bonitt) of the customer and provides a corresponding credit line. To-day, you can even pay with a credit at discounters like ALDI. The Mastercard Virtual gift card is sent by email and generally arrives within 15 minutes of your purchase. Just buy the card and activate it to use it anywhere anytime. You can also get a prepaid card at a post office. Is it possible to make credit limit/overdraft limit to zero in gebuhrenfrei or DKB? For our readers we concentrate on the best German accounts and cards (from our subjective point of view) and on niche products that in special cases suit our audience of smart banking customers. But where do most breakdowns occur? Recharging via bank transfer is free of charge. Thank you! It is therefore accepted much less in stores. Probably you should check your schufa score. The credit card transactions (Kartenumstze) are automatically settled after the clearance of account (Rechnungsabschluss) with the current account. I have more questions that lead to other areas, is there a possibility I could contact someone about more of these? Which certificate of deposit account is best? this post may contain references to products from our partners. One simply arranges with the credit card company that the credit card balance should be drawn at the date of payment by SEPA direct debit (SEPA-Lastschrift). Make sure your available balance can cover any possible merchant fees to avoid your card being declined. With a credit card, you can withdraw money at any ATM worldwide. American Express is partly still expensive. This way, one saves on expensive lending rates. the best debit card for kids and travelers in Germany In general, if you wish to purchase online and keep an eye on your expenses, we advise you to look at the debit cards offered by mobile banks: the majority pertain to the VISA or Mastercard systems and display a number and a security code on the debit card, which make it possibile to pay online. high-quality card with embossing quick and easy online application English website and customer service, 69,90 euros one-time issuing fee 19,90 euros yearly fee 0,9% recharging fee via SEPA bank transfer 9,95 euros / month if inactive after 12 months 5 euros / cash withdrawal in Germany and abroad 2,75% foreign currency fees. Meaning If I do not put any money in that card, I should not be able to do any transaction but at the same time the charges of that should be like gebuhrenfrei or DKB. Most gift cards are meant to be used in the US, however some will allow for use abroad, according to their terms and conditions. cancellation insurance for journeys Why TransferWise for international transfers? I would like to have a credit card with no foreign currency fees like chase sapphire I have in the US. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. However, one must ensure that the current account disposes of enough money or credit line. Recharging via bank transfer has a small fee of 0,95 euros. A MasterCard gift card is typically issued by some bank. For that we have two providers on our specialty portal: In case one is willing to put ones salary into a new giro account, then there are also DKB and Comdirect that might be an option. A credit card allows you to make purchases outside the Eurozone. Hi, it is possible to use an US debit card in Germany? This could be different insurance companies depending on the customers requirements. If you are able to create an account for yourself and link a US cc you can search for "gift card" and purchase gift cards. Can you recommend any? Most favourable for the stores are payments using debit cards, which are most common in Germany too. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Whether it is payment cards, gaming credit or mobile phone credit - Dundle has got you covered! There is no way we can recommend that. That did not change any of the problems, though. The Hanseatic Bank GenialCard is a revolving credit card in Germany with a good reputation. 1. It is just extra money, right? 1) full insurance coverage (rentals cars, trips cancellation, medical accidents, etc). Bankrate follows a strict This pleases the credit card companies, because it is their business model. Of course, given that many of Europe's most popular tourist destinations also happen to be hailed for their culinary delights, few of us would likely cook even with a kitchen. Credit Cards in Germany It is somewhat confusing that the word "credit card (Kreditkarte)" in Germany is used as a synonym for the Visa card or MasterCard. Get a better Dundle experience with the new app! Your recipient simply clicks a link to claim their gift and will be provided with a 15-digit Visa card number . Whether the card is the right one for you, depends on what you want to do with it. ; MasterCard Red with PayPass technology 5466 - Citibank, MBNA & Chase World MasterCard Credit Cards, 546604 - First USA Banke, N.A. Hi! The only requirements are: can be ordered online, possibility to transfer funds via SEPA transfer or topup with other card (like Revolut offers). I have been living in Germany for a little over two years. In combination with a free prepaid credit card that entitles you to a free cash supply, these offers will have a high demand especially among the younger clientele. The foreign currency fee is only 2,5%, and cash withdrawals have a 4,95 euro fee per ATM withdrawal. It is only possible when you can provide a credit card for the deposit. The most popular is the common debit card, which is also known as bank card or Girocard. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Think no foreign transaction fees. In combination with a current account, there is also a number of German banks that offer prepaid credit cards. $106.00. I always used to pay stores with credit cards and splitted in the number of instalments I wanted. Your level of success using gift cards abroad will depend on the card. Outpayments are done via a collective account number. Dear Tanja, We cannot say anything regarding HypoVereinsbank, since we are not customers there. The Money2Go Prepaid Mastercard is a prepaid credit card issued by the Maltese Novum Bank. The Novum Bank offers a no-fee Mastercard with credit limit: you can apply for it online and receive your virtual credit card immediately after the application. financial protection at the deductibles of rental car insurances Are travel cards still useful even if you dont travel much? Whoever wants to have a credit card with credit line for cashless payments and can waive on extras, such as an insurance package, will find enough offers without having to pay for the credit card. Re: Do "gift cards" exist in Germany? This is due to the security structure Viabuy uses. Your bank decides if its cards work with Google Wallet. Place of residence in Germany, a regular income and a moderate to very good creditworthiness rating. On site, they allow you to withdraw money from ATMs or serve as security deposits for rentals. For instance, which pages visitors go to most often and if they get error messages from web pages. ), which card is the better option for you.